“Spare Change” Squidward Meme Template

Squidward sits in a cardboard box in a tattered blue sweater with bandaged arms, holding out a tin cup as cartoon legs stride past. "Spare change, spare change, ma'am," he croaks.

Then SpongeBob strolls up and points: "Squidward? Squidward, is that you?" Squidward's face falls.

Used for rock-bottom money moments, or bumping into someone you know at your lowest.

• me three days before payday
• running into my ex while carrying four bags of laundry